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A. Existing/Informal credit markets
- Karlan, Dean and Jonathan Zinman (2009), “Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment”, Econometrica, 77: 1993–2008.
- Aleem, Irfan (1990), "Imperfect Information, Screening and the Costs of Informal lending: A Study of a Rural Credit Market in Pakistan", World Bank Economic Review, 3, 329-349.
- Hoff, Karla and Joseph Stigltiz (1997), “Moneylenders and Bankers: Price-Increasing Subsidies with Monopolistic Competition,” Journal of Development Economics, 52, 429-62.
B. Social banking
- Dupas, Pascaline, Dean Karlan, Jonathan Robinson, and Diego Ubfal. 2018. "Banking the Unbanked? Evidence from Three Countries." American Economic Journal: Applied Economics, 10 (2): 257-97.
- Burgess, Robin and Rohini Pande (2005), “Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment”, American Economic Review, Vol. 95(3), June 2005.
- Cole, Shawn A. (2009), "Fixing Market Failures or Fixing Elections? Agricultural Credit in India", American Economic Journals: Applied Economics, 1(1): 219–50.
- Khwaja, Asim and A. Mian (2005), “Do Lenders Favor Politically Connected Firms? Rent provision in an Emerging Financial Market”, Quarterly Journal of Economics, Vol. 120, Issue 4.
- Kaboski, J., & Townsend, R. (2012). “The Impact of Credit on Village Economies”. American Economic Journal: Applied Economics, 4(2), 98-133.
- Bruhn, Miriam and Inessa Love (2014). “The Real Impact of Improved Access to Finance: Evidence from Mexico.” Journal of Finance 59 (3): 2807–2833.
- Prina, Silvia (2015). “Banking the Poor via Savings Accounts: Evidence from a Field Experiment.” Journal of Development Economics 115: 16–31.
C. Micro-finance
- A. Banerjee, E. Duflo, R. Glennerster and C. Kinnan (2015), “The Miracle of Microfinance? Evidence from a Randomized Evaluation”, American Economic Journal: Applied Economics, 7(1): 22-53.
- Angelucci, Manuela, Dean Karlan, and Jonathan Zinman. (2015). "Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco." American Economic Journal: Applied Economics, 7(1): 151-82.
- Crépon, Bruno, Florencia Devoto, Esther Duflo, and William Parienté. (2015). "Estimating the Impact of Microcredit on Those Who Take It Up: Evidence from a Randomized Experiment in Morocco." American Economic Journal: Applied Economics, 7(1): 123-50.
- Tarozzi, Alessandro; Desai, Jaikishan and Johnson, Kristin, 2015, “The Impacts of Microcredit: Evidence from Ethiopia”, American Economic Journal: Applied Economics.
- Augsburg, Britta; De Haas, Ralph; Harmgart, Heike and Meghir, Costas, 2015, “The Impacts of Microcredit: Evidence from Bosnia and Herzegovina”, American Economic Journal: Applied Economics.
- Morduch, Jonathan (1999), "The Microfinance Promise,” Journal of Economic Literature, Vol. 37 (4), pp. 1569-1614.
- Fischer, G. (2013). Contract Structure, Risk‐Sharing, and Investment Choice. Econometrica, 81(3), 883-939.
- Karlan, Dean (2007), "Social Connections and Group Banking", Economic Journal, Vol. 117, No. 517, F52-F84.
